'The in-network option is a helicopter and I live 3 miles by the road from the hospital': Person Stands Up to Unreasonable Insurance Company By Suggesting a Bill for an Emergency Helicopter Ride

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    Font - r/MaliciousCompliance u/DawnBeaver • 12h Join Don't want to pay for my ambulance? How about a helicopter instead?
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    Font - I had an anaphylactic reaction a few months ago and recently received a large bill for being taken to the hospital in an ambulance. Apparently, the ambulance company (while owned by the in- network hospital) was out of network, so the bill was on me. Wanting to avoid this situation in the future, I called my health insurance company to ask what ambulance companies WERE in network. That's when I learned that absolutely no ambulances for a 150-mile radius are in network, except for three he
  • 03
    Font - TodayThrowaway1979 I used to work for Cigna Health Insurance in claims. If you ever have an emergency service denied for out of network, appeal. Any service rendered in accordance to what any layperson would constitute as an emergency should have this service upgraded to be in network coverage even if the provider is out of network +1. 12h
  • 04
    Font - Alex_2259 7h ● The whole "in network out of network" BS with American insurance should be nuked with an orbital launched, nuclear tipped interplanetary ballistic missile. It's so stupid, the gull on these corrupt fucks who want bros to check if the hospital is in network while bleeding out.
  • 05
    Human body - notqualitystreet 10h Gods help me the day I need to use my US health insurance
  • 06
    Font - Kamikaze_Cloud . 11h I went to an in network doctor at an in network hospital who sent my blood work to an out of network lab so guess who got a $600 bill Reply Vote imsilverpoet. 11h This crap should be illegal.
  • 07
    Rectangle - Sofa-King-Done • 12h America, I'm assuming, needs to do better with this kind of crap. An ambulance should be in-network no matter what. It's needed for the emergency.
  • 08
    Font - MrOngor 11h Whenever I read about the US Healthcare System, it blows my mind. Sven_Svan• 11h ... Reply Vote I saw a video, now this was at least 10 years ago. Someone got bit in the hand by a rattlesnake. Yada yada yada, 3 days in ICU, 140,000 dollar bill! :D
  • 09
    Font - dominiqlane 11h Had a similar issue when I went to the ER and got admitted for emergency surgery. Apparently, the anesthesiologist was out of network, so they weren't covered. Checked to see which one was covered and there are zero in network. I guess you just have to bring and administer your own pain meds for surgery.
  • 10
    Font - 343WaysToDie • 11h Health insurance companies are for-profit and don't actually provide any service that improves health. They are leeches that have convinced us that we need their "services"
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    Font - Schly Here's a little secret I learned by actually reading my policy. . 9h There was no in network ambulance service, so when we had a 24 thousand dollar invoice for an emergency medical transport between hospitals an hour away, the insurance refused to pay it. So I dug into the policy and discovered a little tidbit that they didn't want to tell me; “If there is no “in network ambulance service in my area, they are obligated to pay for an out of network ambulance service". Quoted their ow
  • 12
    Font - StrixCZ 10h ● Living in Czech Republic, sometimes I need a reminder that free* healthcare isn't a thing everywhere. I mean our country has its share of problems, regarding bad decisions at the government level but I'm grateful at least we don't have to deal with this kind of sh*t :) * It's not actually free as we have to pay mandatory health insurrance monthly fee which is either deducted from our wage or you have to pay it yourself if you're self-employed. But the fee is reasonably low (
  • 13
    Font - firestorm_v1. 10h Ahh, America. Where you can pay a grand for an in network ER hospital that assigns you an out of network doctor to tell you that "We can't do anything about your arm pain". Profit should never be involved with healthcare. Burn the system to the ground.
  • 14
    Product - raylverine 12h Helicopter to travel 3 miles, hahahaha. Reply ... Vote
  • 15
    Font - LikeABundle Of Hay What part of the world do you live in where you get charged for an ambulance? That sounds downright dystopian. 11h The US, of course ... Careful_Swan3830 • 10h Reply Vote
  • 16
    Font - Major_Twang. 10h I don't understand. You have to pay ? For an emergency ambulance ? What the fuck? What insane country does this?
  • 17
    Font - reg454 10h Fun fact (in the USA), air ambulances are covered under the NSA (No Surprises Act). This means that when you are being transported by an air ambulance in an emergency situation, the ambulance and your insurance are required to bill you in-network rates regardless of your network status. It is illegal otherwise. Ground-ambulance is not covered under NSA.
  • 18
    Font - Quitschicobhc • 7h Reading stories related to health insurance in the USA always seem like a fever dream to people from outside the USA.
  • 19
    Font - Deviouscartography. 8h As a European reading Reddit, sometimes it feels like posts like these are all just instalments in one very long story where the villain is Non-Socialised Healthcare.

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